The deadline for application to the program is January 15.

All applicants seeking admission into the Belk College Ph.D. program must fulfill the general admission requirements of the Graduate School of the University of North Carolina at Charlotte. Additional requirements for admission into the program are listed below.

  • A baccalaureate or master's degree in business, economics, or a related field such as mathematical finance, mathematics, or physics with a minimum undergraduate GPA of 3.5 on a 4.0 scale. In the case where an applicant holds a master's degree, a minimum GPA of 3.25 on a 4.0 scale on all graduate coursework is required.
  • A GMAT score of at least 650. The Belk College anticipates that most applicants that are admitted will have GMAT scores of 700 or higher. Although the GMAT is the preferred exam, the program will accept GRE scores in lieu of GMAT sores provided that the applicant scored at least 700 on the quantitative section and at least 500 on the verbal section.
  • For non-native speakers of English who do not hold degrees from a U.S. university, a score of at least 83 on the internet-based TOEFL or 220 on the computer-based TOEFL is required. Non-native speakers of English may be required, at the discretion of the Graduate School or the Program Director for the Ph.D. in Business Administration, to enroll in ESL courses at the English Language Training Institute.
  • Three positive letters of recommendation, one of which must be from a former professor.
  • A statement of purpose from the applicant explaining their desire to pursue a finance doctorate.

To ensure that students are prepared for doctoral level coursework they are required to have had, at the graduate or undergraduate level, the equivalent of the following courses:

  • MATH 1241  Calculus I (3)
  • MATH 1242  Calculus II (3)
  • MATH 2164  Linear Algebra (3)
  • MATH 2241  Calculus III (3)
  • MATH 3122/3123  Probability & Statistics (3)

Students lacking these mathematics courses will generally be allowed to take those courses at either the graduate or undergraduate level.  At the Program Director’s discretion, a student may be permitted to take combined courses to meet multiple prerequisites.

Although unlikely, it is possible that a student may enter the program without having taken a specific prerequisite or business core course but has, nevertheless, acquired the same skill and technical abilities that the course would convey.  In such cases, the Program Director may waive the course.

Students who lack strong computer programming skills may be advised to take programming courses offered by the College of Computing and Informatics.  Specifically, the Program Director may advise a student to take ITCS 1212 (Introduction to Computer Science) or other similar courses after reviewing the student’s background and prior programming experience.

 Application forms are available from UNC Charlotte Graduate Admissions.


The University of North Carolina at Charlotte is an Affirmative Action employer. Women, minorities and individuals with disabilities are encouraged to apply.